INVESTMENT PROCESS

As an independent registered investment advisor (RIA), Benedict Financial Advisors, Inc. provides individualized fee-based investment account management. Our investment strategy focuses on the creation and implementation of a plan that strives to produce a growing stream of income leading up to, and throughout, one’s retirement years, while attempting to protect purchasing power.

We use specialized independent research to help make our investment decisions. We do not use consumer media information (magazines, television shows or radio programs) or research provided by large sales organizations to make our investment decisions. We believe it is necessary to keep an investment account current and in-tune with the markets and economic conditions, but fixed required changes are not the answer. Our on-going evaluations are accomplished through office investment meetings and scheduled account reviews.

Our investment philosophy centers on what we can control.

While we believe it is impossible to accurately predict the future, we also realize that we can’t blindly use past performance to make future assumptions. Investment success is not about making accurate predictions. It is about following the right principals. Good investment management is about applying common sense with some fundamental forward-looking analyses to make prudent judgements for the purpose of accumulating, growing and protecting wealth. The “game” is not to beat the market, but to help clients identify and pursue their financial goals.